Take card payments on the invoices you already send. Connects to Xero and QuickBooks so your customers can pay straight from their invoice.
£9.50/mo
+ VAT
One simple application sets everything up. The whole process takes about ten minutes if you have your documents ready.
Have these documents ready
You'll upload these during sign up. Pick your business type to see what's needed.
Photo ID (passport showing all 4 corners, or both sides of driving licence) for each director or shareholder holding 25% or more
Proof of home address (utility bill or bank statement, within 3 months) for each director or shareholder holding 25% or more
Proof of trading address (utility bill or government letter at business address, within 3 months) in the business name
Business bank statement (most recent month)
Certificate of incorporation
Annual return or confirmation statement or Memorandum of Association (either is fine)
Photo ID (passport showing all 4 corners, or both sides of driving licence)
Proof of home address (utility bill or bank statement, within 3 months)
Bank statement (within 3 months, the one you use for your business)
Proof of business existence (Government official letter, invoices, or website)
Business Details
Pick your address from the list and we will fill in the boxes below for you.
Auto-filled, edit if needed
Card Processing Details
Describe your main activity, products/services, and top regions you sell to (max 450 characters)
0 / 450
Note: If a membership is for 1 year, enter 365. If you sell travel packages, enter the number of days from booking until the traveller returns. For instant delivery of products/services, enter 0.
A security word for your Cashflows account (used for phone verification)
Directors / Shareholders
Add details for all directors of the company, plus any shareholder holding 25% or more. Documents will only be required for shareholders with 25%+ ownership. For sole traders, just add your own details.
Bank Details
The bank account where collected funds will be paid into. Must be a business account in the business name.
Required for BACS Direct Debit compliance. You'll find this on your bank statement.
Document Upload
Upload the documents below so we can complete your application. Accepted formats: PDF, JPG, PNG (max 10MB each).
Agreements & Signature
Review and agree to the following. Your details from the previous steps have been pre-filled into each agreement. By signing below, you authorise all of the following in one go.
After you sign, you'll be taken to a separate page in the final step to complete your Direct Debit mandate with our bank partner (London & Zurich). This is a standard BACS requirement and only takes a moment.
Ripple Pay Terms & Conditions
I agree to the Terms & Conditions and confirm I am authorised to act on behalf of this business.
Data Processing Agreement
I agree to the Data Processing Agreement. Ripple Pay will process customer data on my behalf as data processor.
Direct Debit Mandate, Ripple Pay Fees
I authorise Ripple Pay (via London & Zurich) to collect monthly platform fees by Direct Debit from the bank account provided:
Protected by the Direct Debit Guarantee. You can cancel at any time by contacting your bank.
I authorise Cashflows Europe Ltd to collect acquiring fees by Direct Debit from the bank account provided, and I request gross settlement of card transaction funds.
Your card sales will be settled gross (full amount) to your bank account. Cashflows will collect their fees separately via Direct Debit.
Your Signature
Sign below to authorise all agreements above. You can draw your signature or type your name.
Draw
Type
Draw your signature above
Your typed name will be used as your electronic signature
Review & Submit
Step 1 of 2: Set up your Direct Debit
Required before you can submit your application
Important: The DD form opens in a new tab. After you complete it, come back to this tab and click Submit below, your account won't be created until you do both steps.
Opens in a new tab. Protected by the Direct Debit Guarantee.
We'll review your application and documents, then set up your account. You'll receive an email confirmation within 5 working days.
Application Received!
Your portal is ready, check your email at for your login link.
We're now reviewing your documents and setting up your account with London & Zurich and Cashflows. You'll receive an email once everything is approved and you're ready to start collecting.
Please note: Cashflows may request additional information or documentation as part of their underwriting process. If anything further is needed, we'll be in touch.
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